First Time Home Buyer

500 Minimum Credit Score Required.
See if You Qualify for a Mortgage!

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First Time Home Buyer Loans

Below are some advantages that first time home buyer loans offer:

  • Qualify with a credit score as low as 500.
  • Arizona down payment assistance programs available.
  • Option to select a fixed rate mortgage, or an adjustable rate mortgage.
  • No down payment required on USDA loans and VA loans.
  • Down payments as low as 3% on conventional loans (620 credit score required), and 3.5% on FHA loans (580 credit score required).

How It Works

Are down payment assistance programs available in Arizona?

Yes, there are several down payment assistance programs currently being offered in Arizona. You can research these programs yourself, or a mortgage loan specialist can help you check to see what programs you may be eligible for.

How do I know if I qualify for a mortgage?

If you would like to see if you qualify for a mortgage, please request to get matched with a lender. You will be provided with a free consultation, and the opportunity to get pre-approved for a mortgage.