This privacy and security policy is to inform you of the information we collect, how it is used, and what measures are in place to keep your information private, safe and secure. It is effective now and was last revised on 12/21/15.
The Information That We Collect:
We collect basic information that is voluntarily provided by you such as first and last name, phone number, email address, home address, desired loan amount, and general credit profile (which can be marked as either “excellent”, “good”, “fair”, or “poor”). We do not collect social security numbers or other sensitive personal information online. Any other information that is not visible on our websites contact request forms (located on the sidebar of most pages, or on our various contact pages), is not asked for, nor should you provide it on this website.
How We Collect Information:
The only methods by which we collect information is through the contact forms, and “request a consultation” forms on the website. None of these pages collect any information other than the aforementioned data which is shown on the forms. Only your full name, contact information, and general information about the type of home loan that you want, such as the estimated loan amount you desire.
When you submit your information it is safeguarded by a SSL certificate through our website hosting server (provided by our web host provider Host Gator). SSL stands for “Secure Socker Layer”. This secures the transmission of data from your form submission to our website server database. Only the webmaster / owner of this website, as well as the loan specialists handling your inquiry will see your submitted information.
Who This Website is Intended For:
This website is intended for residents of the United States over the age of 18 and seeking homeownership opportunities or refinancing programs. In compliance with COPPA (Childrens Online Privacy Protection Act), we do not collect any information from children under the age of 13.
How This Information is Guarded:
When you submit your basic contact information and details of the type of loan you want, this information is passed securely to our web server which is safeguarded by a SSL certificate (Secure Socket Layer) as already stated above under “How We Collect Information”.
Our website uses “cookies” to track various information of your usage while visiting our website. This data is also tracked in Google Analytics and shows various data such as low long visitors are on our website, what pages are visited, and other user behavior statistics. The cookies can track details such as IP address, type of browser, and operating system.
The usefulness of such cookies is to help us gain insights and understanding of how people interact with our website. This helps us identify ways we can improve our website for a better user experience.
Who Your Information is Shared With:
This website is used for informational and advertising purposes only. It’s purpose is to provide up to date information on mortgage programs and to generate leads of those who are interested in buying a home or refinancing their mortgage. Your information will only be viewed by those with special viewing access, including the loan representative who assists you. Therefore, your information is NOT shared, seen, or sold by multiple mortgage lenders, nor is it shared with any other entity unless after speaking with your loan representative you decide to apply for a home loan. Your will only be contacted by one loan representative and can opt out of future contacts at anytime.
How to Prevent Future Contact:
If you would like to withdraw your contact information from our lead database, please email us at firstname.lastname@example.org and your information will be permanently deleted from both the lead generator database and the loan representatives contact database. You will not be contacted again at any point after 24 hours of submitting the notification to withdraw from future dialogue. You may also notify the loan specialist that you speak with by phone or email,that you wish to not be contacted again, and you will not receive any further communication by phone, email, fax, or mail.
Third Party Links
In various pages throughout our website, we link out to websites we have deemed to be a useful source of information, such as the HUD, VA, FHA, and USDA websites. We are not affiliated or endorsed by any of these agencies in anyway, and only provide information on the programs offered through said government agencies.
Home Loan Programs Available In:
Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Kansas, Louisiana, Iowa, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.