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2023 North Carolina Conforming Loan Limits

View the 2023 North Carolina conforming loan limits below. The conforming loan
loan limits are the maximum amount that you may borrow using a conventional loan

2023 North Carolina Conforming Loan Limits

View the 2023 conforming loan limits for North Carolina below.  If you need a loan amount that is higher than the conforming loan limits allow, you will need a jumbo loan.

COUNTY SINGLE FAMILY 2 FAMILY 3 FAMILY 4 FAMILY
ALAMANCE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ALEXANDER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ALLEGHANY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ANSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ASHE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
AVERY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BEAUFORT COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BERTIE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BLADEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BRUNSWICK COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BUNCOMBE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BURKE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CABARRUS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CALDWELL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CAMDEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CARTERET COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CASWELL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CATAWBA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CHATHAM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CHEROKEE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CHOWAN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CLAY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CLEVELAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
COLUMBUS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CRAVEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CUMBERLAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CURRITUCK COUNTY $726,200 $929,850 $1,123,900 $1,396,800
DARE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
DAVIDSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
DAVIE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
DUPLIN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
DURHAM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
EDGECOMBE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
FORSYTH COUNTY $726,200 $929,850 $1,123,900 $1,396,800
FRANKLIN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
GASTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
GATES COUNTY $726,200 $929,850 $1,123,900 $1,396,800
GRAHAM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
GRANVILLE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
GREENE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
GUILFORD COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HALIFAX COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HARNETT COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HAYWOOD COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HENDERSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HERTFORD COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HOKE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HYDE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
IREDELL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
JACKSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
JOHNSTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
JONES COUNTY $726,200 $929,850 $1,123,900 $1,396,800
LEE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
LENOIR COUNTY $726,200 $929,850 $1,123,900 $1,396,800
LINCOLN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MCDOWELL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MACON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MADISON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MARTIN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MECKLENBURG COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MITCHELL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MONTGOMERY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MOORE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
NASH COUNTY $726,200 $929,850 $1,123,900 $1,396,800
NEW HANOVER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
NORTHAMPTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ONSLOW COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ORANGE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
PAMLICO COUNTY $726,200 $929,850 $1,123,900 $1,396,800
PASQUOTANK COUNTY $726,200 $929,850 $1,123,900 $1,396,800
PENDER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
PERQUIMANS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
PERSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
PITT COUNTY $726,200 $929,850 $1,123,900 $1,396,800
POLK COUNTY $726,200 $929,850 $1,123,900 $1,396,800
RANDOLPH COUNTY $726,200 $929,850 $1,123,900 $1,396,800
RICHMOND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ROBESON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ROCKINGHAM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ROWAN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
RUTHERFORD COUNTY $726,200 $929,850 $1,123,900 $1,396,800
SAMPSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
SCOTLAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
STANLY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
STOKES COUNTY $726,200 $929,850 $1,123,900 $1,396,800
SURRY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
SWAIN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
TRANSYLVANIA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
TYRRELL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
UNION COUNTY $726,200 $929,850 $1,123,900 $1,396,800
VANCE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
WAKE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
WARREN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
WASHINGTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
WATAUGA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
WAYNE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
WILKES COUNTY $726,200 $929,850 $1,123,900 $1,396,800
WILSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
YADKIN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
YANCEY COUNTY $726,200 $929,850 $1,123,900 $1,396,800

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