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2023 New Jersey Conforming Loan Limits

View the 2023 New Jersey conforming loan limits below. The conforming loan
loan limits are the maximum amount that you may borrow using a conventional loan

2023 New Jersey Conforming Loan Limits

View the 2023 conforming loan limits for New Jersey below.  If you need a loan amount that is higher than the conforming loan limits allow, you will need a jumbo loan.

COUNTY SINGLE FAMILY 2 FAMILY 3 FAMILY 4 FAMILY
ATLANTIC COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BERGEN COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
BURLINGTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CAMDEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CAPE MAY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CUMBERLAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ESSEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
GLOUCESTER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HUDSON COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
HUNTERDON COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MERCER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MIDDLESEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MONMOUTH COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MORRIS COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
OCEAN COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
PASSAIC COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
SALEM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
SOMERSET COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
SUSSEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
UNION COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
WARREN COUNTY $726,200 $929,850 $1,123,900 $1,396,800

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