2023 Michigan Conforming Loan Limits
View the 2023 conforming loan limits for Michigan below. If you need a loan amount that is higher than the conforming loan limits allow, you will need a jumbo loan.
| COUNTY | SINGLE FAMILY | 2 FAMILY | 3 FAMILY | 4 FAMILY |
|---|---|---|---|---|
| ALCONA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALGER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALLEGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALPENA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANTRIM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ARENAC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARAGA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENZIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERRIEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRANCH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALHOUN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLEVOIX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHEBOYGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHIPPEWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLINTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CRAWFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DELTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DICKINSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EATON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EMMET COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GENESEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GLADWIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GOGEBIC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRAND TRAVERSE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRATIOT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HILLSDALE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOUGHTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HURON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| INGHAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IONIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IOSCO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IRON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ISABELLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KALAMAZOO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KALKASKA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KEWEENAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAPEER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEELANAU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LENAWEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LIVINGSTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LUCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MACKINAC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MACOMB COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MANISTEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARQUETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MASON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MECOSTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MENOMINEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MISSAUKEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTCALM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTMORENCY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MUSKEGON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEWAYGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OAKLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OCEANA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OGEMAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ONTONAGON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OSCEOLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OSCODA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTSEGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTTAWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PRESQUE ISLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROSCOMMON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAGINAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. CLAIR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. JOSEPH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SANILAC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCHOOLCRAFT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHIAWASSEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TUSCOLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VAN BUREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHTENAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WEXFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |