2023 Massachusetts Conforming Loan Limits
View the 2023 conforming loan limits for Massachusetts below. If you need a loan amount that is higher than the conforming loan limits allow, you will need a jumbo loan.
| COUNTY | SINGLE FAMILY | 2 FAMILY | 3 FAMILY | 4 FAMILY |
|---|---|---|---|---|
| BARNSTABLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERKSHIRE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRISTOL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DUKES COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| ESSEX COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMPDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMPSHIRE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDDLESEX COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| NANTUCKET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| NORFOLK COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| PLYMOUTH COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| SUFFOLK COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| WORCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |