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Call us: 1-800-731-3560

First Time Home Buyer Application


Why should you apply for a home loan with USA Home Financing?

  • Competitive interest rates
  • Easy application process
  • Fast loan approvals
  • Best first time home buyer loan programs

Our process is simple and includes these steps:

  • Submit your request to apply on the form on this page.
  • We will contact you to complete the application over the phone.
  • If approved, we will tell you what else we need for you to close your loan. This usually includes basic documentation such as income and tax returns.
  • After you provide us what we need, we can proceed to close the loan. Many home loans can close in as little as 2 weeks.

Need more assistance? Give us a call at a 1-800-731-3560.

Please note: It is ok if you do not know how much you want to borrow, you can just provide an estimated loan amount. If you are not sure what your credit is, make your best guess.

Credit scores are usually categorized as:

  • Excellent – 750+
  • Good – 680-749
  • Fair – 620-679
  • Poor – 619 or lower

Fill out the form to apply for a first time home buyer loan. After reviewing your information we will contact you back and assist you through the final state of the application so that you can proceed to get your new home loan

 Purchase Refinance

Disclaimer: Not all who apply for a home loan will qualify. There are certain requirements related to credit, employment, and other guidelines that determine who can receive financing. Submitting this information is not an automatic approval. Your information must be reviewed by loan underwriters before you can get a home loan.

Home Loan Programs Available In:

Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Kansas, Louisiana, Iowa, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.