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Home Loans for Firefighters – Home Buying Programs – Refinance – FHA

Firefighter Mortgage Loans

Special Home Buying Programs For Firefighters · Refinance Loans.
Low Interest Rates · Easy to Qualify · Fast and Easy Process.

Firefighters are eligible to apply for special home loan programs that are exclusively offered to firefighters (along with teachers, police officers, and emergency medical technicians).  This includes a special home buying program through HUD, which is only available to firefighters that are looking to buy their first home.

Our home loan products include a variety of excellent home buying and mortgage refinance loans available to firefighters. We provide low rate conventional and FHA loans, which provide some of the best loan terms you could find anywhere.  We encourage you to compare our firefighter mortgage loans to any other mortgage lender and see for yourself how much you can save by using us to finance your home.

Why is USA Home Financing is so popular with firefighters?:

  • Impressively low mortgage rates resulting in low monthly payments.
  • Easy processing/underwriting for a smooth process and efficient close.
  • FHA home loans requiring only 3.5% down payment.
  • Down payment options as low as $100 on the HUD firefighter next door program.
  • Affordable and efficient refinance loans to lower your payment or cash out refinance.

Home Buying Programs for Firefighters

We have options for a wide range of home buyers. Our mortgage programs can help you get your first loan, or for those who are not first time buyers, we also offer financing for subsequent home purchases, including primary residences, investment properties and vacation homes.

Firefighters who are looking to buy their first home will be pleased to see how simple and enjoyable we make the entire loan process. We will do everything we can to help your home buying experience be as pleasant and rewarding as possible. We have home purchase loan programs that can close in as little as 10 days with minimal paperwork.  Almost all firefighter home loans close within 2-3 weeks.

The best way to find out what you can qualify for, including how much you can borrow, what your interest rate and payment will be, and would be required to receive your loan, request a free consultation today.  All you have to do is submit your contact details and a loan representative will contact you within 24 hours.  You can specify if phone or email contact is preferred.

FHA Loans for Firefighters

The FHA has other great loan options aside from the firefighter next door program (part of the “HUD Good Neighbor Next Door” program). FHA insured loans more often than not provide the best loan terms for most first time home buyers. The FHA (Federal Housing Administration) insures loans that a lot for a lot of applicants who are not qualified for a conventional mortgage. With a mere 3.5% down payment requirement, it helps firefighters and their families secure financing with much greater ease.

FHA loans also has some of the best refinancing programs such as a streamline refinance that is a low cost and easy-to-close loan. The streamline refinance only requires a small amount of documentation in order to fund the mortgage, and no appraisal is required. Many streamline participants find the streamline refinance to be the most easy and painless loan process they have ever experienced. Many are processed and funded in less than a week!

Firefighter Next Door Program

The Depart of Housing and Urban Development (HUD) provides special home buying programs for firefighters through the good neighbor next door program. How the program works is eligible properties listed in the HUD website are offered at a 50% discount of the listed price. There are limited homes, but for those who are fortunate enough to find one they want and qualify to buy it will be walking into a large amount of equity. Another benefit of GNND is that firefighters who qualify for an FHA loan will only be required to put a $100 down payment on the property. We would be happy to discuss all the details of this opportunity with you and answer all of your questions.

Firefighter Mortgage Refinance

USA Home Financing has several different mortgage refinance programs for firefighters. This includes everything from conventional 30 year fixed loans to home equity loans. We would love to hear about what the purpose of your home refinance is, and what you are looking to accomplish by refinancing. We will help identify the best loan product for you to accommodate to your specific needs.

We Provide Home Loans for Firefighters in the Following States:

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Kansas, Louisiana, Iowa, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Rhode Island, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

Easily Receive More Information

Fill out the form below to receive more information or call 1-800-731-3560

Property State

Loan Type
 Purchase Refinance

Loan Amount

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Home Loan Programs Available In:

Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Kansas, Louisiana, Iowa, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.