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Fast Closing Mortgage Loans

We pride ourselves on offering some of the fastest processing times available. 
Many loans are processed and funded within 10 days or less!

Fast Closing Mortgage Loans – Quick Mortgage Lender

We pride ourselves in providing one of the fastest loan processing times available in the mortgage industry.  If you are looking to purchase or refinance a home as fast as possible, we may be able to help.  In order to experience a quick closing, there are some steps you can take on your end which will assist in expediting the loan process.

To achieve a fast mortgage closing, we encourage you to take the following steps:

1.) Contact Us:
Discuss your situation and what you need to accomplish with a loan specialist.  Provide all the necessary details of the type of home loan you need, and one of our loan specialists will help you see what you may qualify for.  If you are approved, you will be provided with an estimated time-frame to close on your loan.

2.) Receive Approval / Submit Loan Requirements:
Your loan specialist will follow up with an approval (if you qualify), which will provide details of exactly what you need to provide us with (loan conditions/requirements that must be met).  It is essential that you prepare everything and send it to us efficiently.

  • For a purchase, the conditions typically consist of the purchase contract, an appraisal, income documentation, and bank statements.
  • For a refinance, the conditions typically consist of loan payoff document from your current lender, income documentation, and bank statements.  In some cases, a new appraisal may be required.

There many be a few other minor requirements on your loan that require providing documentation. Whatever the conditions are, be sure to send them in for processing and clearance as soon as possible.

3.) Processing and Underwriting:
We will underwrite your home loan as efficiently as possible.  The industry average is 40 days to close a loan, however, we close many loans in 10 days or less.  The amount of time that your loan will require can be greatly reduced by quickly providing us with everything we need from you.  If you immediately send us any needed documents, we can expedite the process and help you close faster.

If you use a mortgage broker, they are not in full control of the process, and therefore you will need to wait on the actual lender to underwrite your loan.  We are a direct lender, so we will be processing your loan, and and will do our absolute best to help you close quickly.

To speak with a loan representative and receive a mortgage quote and time-frame to close your loan contact us by email or phone today. You can also fill out a contact request on the from on this page.

Frequently Asked Questions

What is the minimum credit score required for your mortgage programs?
All of our home loan programs require a minimum credit score of 620.

What are the loan program options available?
We offer fast closings for all major types of mortgage programs, such as conventional, FHA loans, VA loans, and USDA loans.  For refinancing, we offer a variety of programs, including options to cash out refinance, streamline refinance, and conventional rate and term refinancing.  All our programs provide quick approvals and fast loan processing.

What are the options to apply?
You may apply over the phone, by mail, or in person. We have branches all over the country. When you submit a request to apply on this website, it will be routed to our downtown Denver, Colorado office. However, we serve borrowers in all of our locations. You can view a list of the states we provide loan options in below.

Where do you offer home loans?
Our mortgage programs are available in the following states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington State, Wisconsin, and Wyoming.

Easily Receive More Information

Fill out the form below to receive more information or call 1-800-731-3560

Property State

Loan Type
 Purchase Refinance

Loan Amount

Credit Rating:  Excellent Good Fair Poor

Home Loan Programs Available In:

Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Kansas, Louisiana, Iowa, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.