Fast Closing Mortgage Loans
Quick Mortgage Lender for Processing and Closing:
We pride ourselves on providing some of the quickest loan approval and processing times available in the industry. If you are looking to purchase or refinance a home as fast as possible we can help. In order to experience the fastest origination-to-close, there are some steps you can take on your end which will assist in expediting the process. It is essential that you prepare everything needed on your end efficiently.
To achieve a quick mortgage close, we encourage you to take the following steps:
1.) Contact Us:
Discuss your situation and what you want to accomplish with a loan specialist. Provide details of your intended home purchase or refinance (such as loan amount and intended down payment if you are purchasing). One of our loan representatives can quickly take an application and contact you back shortly thereafter.
2.) Receive Approval / Submit Loan Requirements:
Your loan specialist will follow up with an approval (if you qualify), which will provide details of exactly what you need to provide us with (loan conditions/requirements that must be met).
- For a purchase, the conditions typically consist of the purchase contract, an appraisal, income documentation, and bank statements.
- For a refinance, the conditions typically consist of loan payoff document from your current lender, income documentation, and bank statements.
There many be a few other minor requirements on your loan that require providing documentation. Whatever the conditions are, be sure to send them in for processing and clearance as soon as possible.
3.) Processing and Underwriting:
We will underwrite your loan in the quickest amount of time possible. The industry average is 40 days to close a loan. We close many loans in less than 10 days and the time-frame can be greatly reduced by providing efficient cooperation. If you immediately return to us any needed documents or other conditions (through email, fax, priority mail, or in person) we can expedite the process and close quickly. We are a direct lender and therefore do not wait on anyone else.
If you select a mortgage broker or company that uses many lenders they are not in full control of the process and have to wait on the lender to reply. We are the lender and can work closely and directly with you to acheive the best mortgage experience and quickest close possible.
To speak with a loan representative and receive a mortgage quote and time-frame to close your loan contact us by email or phone today. You can also fill out a contact request on the from on this page.
Frequently Asked Questions
What are the options to apply?
You may apply over the phone, by mail, or in person. We have branches all over the country. When you submit a request to apply on this website, it will be routed to our downtown Denver, Colorado office. However, we serve homebuyers and homeowners all over the country. You can view a list of the states we provide loan options in below.
Where do you offer home loans?
Our mortgage programs are available in the following states: Alabama, Arkansas, Arizona, California, Colorado, Florida, Georgia, Kansas, Louisiana, Iowa, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.
What are the loan program options available?
We offer fast closings for all major types of mortgage programs, such as conventional, FHA loans, VA loans, and USDA loans. As a direct lender, we also offer a variety of unique loan products. All our programs provide quick approvals and fast loan processing.